Step 1 of 8
- Your needs
- Your estimate
- Your details
- Application
- Your call
Welcome back. We kept your answers on this device.
How much does your business need?
A rough number is fine. You can change it later.
Need help with this step?
Is this a commitment? No. Nothing is final until you see an offer and sign.
Not sure? Pick Not sure yet. Your advisor helps you size it.
What’s it for?
Pick the closest one. It helps your advisor prepare.
Need help with this step?
Do I have to use it for this? No. The money can go to any business purpose.
What does the business bring in each month?
All the money your customers pay you in a normal month. A good guess is fine.
Need help with this step?
Why we ask: funding is based on your sales, not only your credit score.
Not sure? Look at the deposits on your last bank statement.
How long has the business been open?
A good guess is fine.
Need help with this step?
Why we ask: most funders look for at least 6 months of sales history.
You likely qualify for
$25,000 to $75,000
Based on your answers. Your advisor confirms the real number from your statements.
- Soft check only, no effect on your credit.
- You see the total cost before you sign.
- No obligation to accept.
Need help with this step?
How is this worked out? From your monthly sales and time in business. Most advances land between half and one and a half times monthly sales.
Not yet, and that’s normal.
Most funders need 6 months of sales and at least $15,000 a month. Leave your details and we’ll check back when you get there.
We’ll only use this to check back with you. By continuing you agree that Oakbeam Capital may call and email you about your request, including by automated means. Consent is not a condition of funding. See our privacy policy.
Thanks. We’ll be in touch.
We’ll check back in a few months. If anything changes before then, call us at (914) 449-4941.
Where should we send your estimate?
So your advisor knows who they’re calling. We never sell your details.
One call, at the time you pick. No call centers, and we never sell your details.
By continuing you agree that Oakbeam Capital may call and email you about your request, including by automated means. Consent is not a condition of funding. See our privacy policy.
Need help with this step?
Why my phone? So your advisor can call you about your request.
Who sees this? Only your advisor's team.
Finish your application.
Two short pages: your business details and your last 3 bank statements. About 5 minutes. Your advisor can bring you a real offer once it’s in.
- Full PDF statements from your bank, not screenshots.
- Secure upload. Only your advisor’s team can open your files.
- Soft credit check only, no effect on your score.
Opens our secure application in a new tab. Your name, phone and email are already filled in.
Need help with this step?
Where do I find statements? Log in to your bank online, open Statements, and download the last 3 months as PDFs.
Is it safe? Files go straight into our secure system. Only your advisor’s team can open them.
When’s a good time to call?
About 15 minutes on the phone. Your advisor will have your answers in front of them.
or pick a time
Choose a day and a time.
You’re booked.
Before the call
- Keep your phone close at that time.
- Have a rough idea of what the money will do.
- Finish your application if you haven’t yet, so your advisor can bring a real offer.
We have your request. Your advisor calls you from a US number.